Contract works, plant, and liability for building and infrastructure projects.
Construction insurance covers the project — the works being built, the plant and equipment on site, the contractors doing the work, and the liability exposure while everything's in progress. It's one of the most specialised lines, with wording that changes project by project.
We place contract works, plant, and liability cover for developers, contractors, and project owners — matched to contract terms, site conditions, and the specific risks of each build.
The permanent and temporary works during construction — materials, partial works, and completed sections prior to handover.
Owned and hired plant on site — from small tools to heavy construction equipment.
Third-party injury and property damage arising from construction activities.
Cover for site staff beyond COIDA, including contractors and sub-contractors.
Lost revenue when completion is delayed beyond the contractual handover date due to insured events.
Negligent design, engineering, or project-management errors causing physical or financial loss.
The party funding and owning the project — principal-controlled insurance programmes covering the whole works.
Contractor-arranged cover where the contractor is responsible for insuring the project under the build contract.
Trade-specific cover for electricians, plumbers, steel erectors, and specialist installers.
We analyse your risk profile in depth — exposures, loss history, contractual obligations, and strategic priorities — so the placement reflects your actual business, not a template.
We structure and negotiate terms across our panel of domestic and international insurers, selecting wordings and limits calibrated to the specific risks identified.
Through the life of the programme we manage renewals, mid-term changes, and claims — acting on your behalf in every conversation with the insurer.
A named advisor will walk through your current cover, flag likely gaps, and outline where the market is pricing competitively.