Protection against claims of negligence or inadequate advice in professional services.
Professional indemnity (PI) covers financial loss a client suffers because of advice or services you provided — even when the advice was given in good faith. It responds to negligence claims, errors, omissions, and the defence costs that often exceed the settlement itself.
We place PI for professionals across legal, financial, engineering, consulting, medical, and technology services — sized to actual claim exposure, not a one-size-fits-all limit.
Negligent acts, errors, or omissions in the course of providing professional services or advice.
Legal costs of investigating and defending a claim, often payable in addition to the limit.
Cost of reconstructing lost, damaged, or destroyed client documents.
Financial loss to clients caused by fraud or dishonesty of staff, where required by professional bodies.
Unintentional defamation arising from professional services.
Claims arising from work done before the current policy began, back to an agreed retroactive date.
Lawyers, accountants, consultants, architects, engineers, IT specialists — anyone whose advice a client could claim financial loss from.
Partnerships and practices needing firm-wide cover that scales with fee income and number of fee earners.
Software developers, agencies, and design practices where tech errors & omissions often needs to be bolted onto core PI cover.
We analyse your risk profile in depth — exposures, loss history, contractual obligations, and strategic priorities — so the placement reflects your actual business, not a template.
We structure and negotiate terms across our panel of domestic and international insurers, selecting wordings and limits calibrated to the specific risks identified.
Through the life of the programme we manage renewals, mid-term changes, and claims — acting on your behalf in every conversation with the insurer.
A named advisor will walk through your current cover, flag likely gaps, and outline where the market is pricing competitively.